但是现在，他的保险已经用完了，他不得不做出艰难的选择。

But now, that insurance has run out for him, and he has to make tough choices.

youdao

随着风险的显现和增长，目前谨慎的人会选择保险的策略。

With the risks obvious and growing, a prudent people would take out an insurance policy now.

youdao

现在，他的保险金都花光了，他不得不做出艰难的选择。

Now, that insurance has run out for him, and he has to make tough choices.

youdao

What this means in the insurance context is that if you offer insurance policies you will tend to attract people who are higher risk.

保险中选择性偏差的意思是,如果你提供某个险种,吸引的是承受该险种风险较大的人群

耶鲁公开课 - 金融市场课程节选

They also have to deal with selection bias.

保险公司也要面临选择性偏差

耶鲁公开课 - 金融市场课程节选