保险业竞争日趋激烈，而保险资金现有的运用率低、规模小、渠道狭窄等问题都加剧了保险业的经营风险，降低了它的竞争能力。
With increasing sharp competition, problems such as inefficient utilization of insurance capital, narrow channel, small scale, etc. have made insurance industry more risky.
证券交易所应当依据中国保监会保险资金运用监管部门出具的席位确认函办理相关手续。
Stock exchanges shall handle relevant procedures upon the strength of the letter of confirmation issued by the CIRC department in charge of overseeing the management of insurance funds.
通过分析得出中国人保应该加强保险资金运用的研究，提高保险资金运用能力。
Through analysis, it is concluded that PICC should focus on the research of how to take the advantage of insurance capital and increase the relative ability.
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