保险人对保险合同条款的说明不限于口头或书面的形式，但应当是全面和广泛的。
The insurer is not only limited to the oral or written form of the explanation of the contract terms of the insurance, but overall and extensive.
内容包括海上保险合同的订立、形式、内容、效力、履行、变更和转让、终止以及解释等环节。
The content of this paper included: conclusion, form, content, effectiveness, performance, modification and assignment, termination and interpretation of contract.
洪水保险作为一种以保险合同形式存在的损失补偿方式，能够为洪灾损失提供经济补偿。
Flood insurance, which exist in the form of insurance contract, could compensate the loss economically.
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