主要论述了存款保险制度的主要功能、挤兑问题理论、存款保险的道德风险与逆向选择、存款保险制度的合理性问题及存款保险制度的理论模式。
It mainly discusses the main function of deposit insurance system. deposit run theory. Moral hazard and adverse selection. reasonability and theory model of deposit insurance system.
传统保险理论的研究方法一般是从探讨保险本质出发，展开对保险功能的深入研究。
Traditional methods of insurance theoretical study usually proceed from a discussion of the essence of insurance to a study of the functions of insurance.
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