保险准备金是指保险人为保证其如约履行保险赔偿或给付义务，根据政府有关法律规定或业务特定需要，从保费收入或盈余中提取的与其所承担的保险责任相对应的一定数量的基金。为了保证保险公司的正常经营，保护被保险人的利益，各国一般都以保险立法的形式规定保险公司应提存保险准备金，以确保保险公司具备与其保险业务规模相应的偿付能力。
保险准备金
网络释义专业释义
保险准备金（Insurance Reserves），指的是保险人为履行其承担的保险责任或应付未来发生的赔款，从所收的保险费或资产中提留的一项基金。
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短语
人寿保险责任准备金 Life Insurance Reserve
保险准备基金 insurance reserve fund
保险费准备金 premium reserve
保险责任准备金 Deposit for Duty of Reinsurance
提取保险责任准备金 Appropriation of Deposit for Duty
摊回保险责任准备金 Amortized Deposit for Duty
保险基金准备 [保险] insurance fund reserve
保险专门准备金 insurance technical reserves
保险合同准备金 Provision for insurance contracts
双语例句原声例句
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更重要的是，他知道作为一家保险公司，AIG不像银行一样受到资金准备金方面累赘规则的限制。
More important, he knew that, as an insurance company, AIG was not subject to the same burdensome rules on capital reserves as Banks.
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最重要的是，他们指定了保险公司必须持有多少准备金。
The most important thing that these do is: they specify what reserves insurance companies have to hold.
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保险公司必须持有准备金，可以提取更多准备金，这叫做法定盈余。
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
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An insurance company has reserves and it has enough reserves to cover them for a certain number of accidents.
保险公司一般都有准备金,准备金的数量一般保持在,刚刚够赔偿一定数量的保单
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So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.
因此他们...也就是说,他们不放心让保险公司按照二项式定理,自己计算准备金要求
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An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
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$firstVoiceSent
- 来自原声例句