现今分销主渠道是保险中介，中介的主要两种形式是保险代理人和经纪人，在提高保险营销效率方面发挥着重要的作用。
The main distribution channels refer to insurance intermediaries, usually an insurance agent or broker, between the buyer and the insurer.
第一百三十七条本法第一百零九条、第一百一十九条的规定，适用于保险代理人和保险经纪人。
Article 137 The provisions of Article 109 and Article 119 of this Law shall apply to insurance agents and insurance brokers.
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