保管账户由保管人为未成年人管理，直至其成年的账户。

An account opened for the benefit of a minor and managed by a custodian until the child reaches an age of majority.

youdao

有两种关于这方面经常使用的保管账户—一种是在未成年人账户下建立账户，另外一种是在保管账户下转帐。

There are generally two types of widely used custodial accounts-one is set up under the Uniform Gifts to Minors Act, and the other under the Uniform Transfers to Minors Act.

youdao

孩子是保管账户的所有者，但是保管者(通常指父母)掌管这个财产直到孩子达到了法定的年龄18或者21岁。

With a custodial account, the child is the owner, but the custodian (usually a parent) manages the property until the child reaches the age of majority under relevant state law-either 18 or 21.

youdao