保单年度，是指对保险起期在某一年度的所有保单的一种统计口径，反映的是各个保单在该年度内的承保状况。
不像在台风肆孽的美国佛州保险商那样，可以轻松拒绝更新房主年度保单（不怕风险有何变化？）
Unlike the underwriters who declined to renew annual homeowners' policies in hurricane-prone Florida, political-risk insurers are locked into agreements for up to 20 years.
但任何予以估值的保费，在任何年度均不得多于保单持有人须缴付的保费。
Save that a premium to be valued shall in no year be greater than the amount of the premium pay able by the policy holder.
如选择年度保单，被保险人在保险期间内可进行多次旅行，但每次旅行最长保障期限为90天。
For annual policy, the insured can have more than one trip during the insured period with the maximum insured day for each trip is 90 days.
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