作为国有独资商业银行 STATE-OWNED COMMERCIAL BANK
信用风险作为商业银行的主要风险一直被大家所重视。
The credit risk has been regarded as the main risk by the China's commercial banks.
针对上述问题本文给出了一些建议，可作为商业银行推广单证中心模式的参考依据。
Centering on these problems, the paper puts forward some Suggestions to provide a reference for commercial Banks to build bill center pattern.
商业银行应当审慎使用外部信用评级，外部信用评级结果不应直接作为商业银行的授信依据。
I. Commercial Banks shall use external credit ratings with caution, and shall not directly use external credit rating results as the basis for extending credit.
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