比如，巴卡是加利福尼亚州圣克拉拉县住房管理局的客服人员。

Baca, for example, works at the Housing Authority of the County of Santa Clara, Calif., as a customer-service clerk.

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美国联邦住房管理局为太多可疑的抵押贷款提供了担保，其储备资金已低于法律要求的水平。

The Federal Housing Agency has insured so many dubious mortgages that it's already fallen below its legally-mandated reserves.

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取消抵押品赎回权的受害者将不得不直接联系，联邦住房管理局为这一次支付时间里，被备份的抵押贷款。

The foreclosure victims would have to contact the FHA directly for this one time payout to get caught back up on the mortgage.

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