那家企业投保以防破产的风险。
许多种保险是由企业或通过企业投保的。
Many types of insurance are purchased by and through businesses.
通过企业投保团体险,可以办理保费较低的健康险和人寿险——这通常是一个个家庭所享受不到的。
Cheaper rates on health and life insurance can be obtained by buying group policies through the business that are not normally available to families.
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