犯罪分子利用盗窃来的银行信息建立直接借记付款，从而购买他们想要的商品或服务，例如为手机账户、有线电视或者健身卡付费。
Criminals use stolen bank details to set up direct debits to pay for goods and services they will benefit from, such as mobile phone accounts, pay TV or gym memberships.
用分期付款购买的商品几乎都是耐用品——收音机、电视机、洗衣机、电冰箱、汽车、摩托车和家具等。
The goods bought on the installment plan are, in almost every case, goods that will last radios, televisions sets, washing machines, refrigerators, motor-cars, motorcycles, and furniture.
听录音，然后回答问题。弗里斯先生可以用分期付款方式购买电视机吗？如何操作呢？
Listen to the tape then answer this question. Can Mr. Frith buy the television on instalments? How does it work?
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