先听听他们的谈话，他们对提前付款折扣有什么看法？

Listen to their discussion. What are their attitudes to early settlement discounts.

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而与此同时，不想付款给折扣软件的人，可以在网上为各种有版权的材料提供下载的地方找到流行软件的免费版本。

And people unwilling to pay for discounted software, meanwhile, can find free versions of popular products online that offer downloads to all manner of copyrighted material.

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对于每笔购买交易，银行都会为此向商户收取手续费(折扣费)，在商户收到同意付款前，可能会有一定延迟。

For each purchase, the bank charges the merchant a commission (discount fee) for this service and there may be a certain delay before the agreed payment is received by the merchant.

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