一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。

A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.

youdao

如果“信用卡付款”这几个字听着耳熟，那不足为怪。

If the words "Charge it to the credit card" sound familiar, it is no wonder.

youdao

在中国，购房人支付的首付款最低要达到购房款的30%，而美国在信贷泡沫期间，许多人购房可以享受零首付，他们的收入根本不足以偿还房贷。

In China, houses are bought with a minimum 30% down. In the us, during the credit boom, many people were paying 0% down with no income to back it up.

youdao