立足于道德危险的事先防范，应摒弃人身保险的利益理论，代之以具有确定性与可操作性的同意原则。
Based on the previous prevention of moral hazard, we should dissert the theory of personal insurance interests, and take the principle of consent which is definite and operational instead.
保险利益在财产保险中和人身保险中应有不同的含义，保险利益应当是法律认可的、经济上的、确定的利益。
Insurable interest should have different meaning in property insurance and life insurance. And it should be recognized by the law, economy, and certainty.
第三部分是人身保险中的保险利益。
应用推荐