临时贷款是银行等金融机构为解决工商企业季节性、临时性原因引起的资金不足,而发放的短期贷款。季节性原因引起的资金不足即因自然季节变化规律对企业生产经营诸环节发生作用,引起物资储备的增加或销售的减少,造成资金不足;临时性原因引起的资金不足一般是发生了事先难以预料的内外部因素,导致企业资金临时不足。这些在客观上都会产生临时性资金需求,需银行等金融机构发放贷款予以补允。待季节性、临时性原因消除,超储物资逐渐消耗,商品销售增加,即可收回资金归还款。
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“临时贷款”就相当于一把对准两间车厂及股东头颅的枪。
The terms of the bridging loans amount to a gun at the heads of the two carmakers and their stakeholders.
许多银行乐于增加临时贷款额度,这明显是因为他们相信央行在必要时会提供额外的流动性。
Many were happy to extend contingent credit lines, apparently secure in the belief that central Banks would provide extra liquidity if needed.
作为新的转换行动的一部分,银行只有在将临时贷款调整永久化后才可以保留他们的激励货币。
As part of the new conversion drive, lenders may have their incentive money withheld until temporary modifications are made permanent.
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