敝公司与花旗银行有往来。

My corporation banks with the Citicorp.

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花旗银行应当检查，内部是否有充分的制衡机制——以便核查与客户沟通的方式，清除存在问题的行为。

Citi should examine whether there are enough internal checks and balances in the way it communicates with clients to stamp out questionable behavior.

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花旗银行将其最糟糕的部门，包括消费信贷与有毒资产划为一个单独的部门，但是困难的部分还在前头。

Citigroup has stuck its nastiest bits, including consumer loans and toxic securities, into a separate division, but the hard part lies ahead.

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