首先我们要讨论金融援助的另外一种形式：补助金，这种金融援助方式不同于贷款，无需偿还。
But first we talk about financial aid of another kind: grants. A grant, unlike a loan, does not have to be repaid.
“联邦学生贷款不同于其他贷款。”高等教育政策研究所的研究主管艾丽莎·坎宁安说。
"Federal student loans are like no other loans," says Alisa Cunningham, research chief at the Institute for Higher Education Policy.
但不同于日本的银行，欧洲银行现在严重地依赖大规模的贷款来筹集资金。
Unlike Japan's Banks, European Banks rely heavily on wholesale borrowing that needs to be refinanced now.
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