该方法可以使业主与承包商更加合理地分配不可抗力风险。

The risk of the force majeure can be distributed more reasonably between the owner and the contractor with the suggested method.

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根据所形成的法律关系不同，这些风险可以赋予合同关系、侵权关系或不可抗力等法律属性。

Because of their different connections with law, these risks have different legal attributes, such as the attributes of contract, tort, force majeure, etc.

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经济周期波动、社会不可抗力、银行管理不善、消费者理财不善及恶意欺诈等是消费信用蕴涵的主要风险。

Fluctuations in economic cycles, social force majeure, poor bank management, consumer financial mismanagement, and malicious fraud, and so on, are all implied major risks for consumer credit.

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