一是商用不动产，银行贷款调查也显示现在对于放款特别谨慎。

One is commercial property, where lending surveys suggest that Banks are now being especially cautious.

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通常银行要对这种贷款更为小心，因为大宗商品价格的波动远甚不动产价格。

Banks usually need to be much more cautious about such lending as commodity prices fluctuate far more than property prices.

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银行危机前大多数富裕国家存在不动产泡沫，未来几年里这些国家会预期更加痛苦。

As most rich countries had a property boom before the banking crisis, they should expect more pain in the coming years.

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