您虽然已投保了“财产一切险“，当您的财产火患的原因是被恶意破坏的，如果您的保单没有扩展”恶意破坏“条款那么您将无法得到理赔。

A property that caught fire and cause of fire is sabotage, but no claim is payable although you had cover a "Property All Risk" policy. Reason is that you do not extent cover for Malicious Act.

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我们对投保picc保险条款中一切险的货物按1%比例收取保费，保险单附后供参考。

For the goods, the rate being charged by us against All Risks is 1% subject to the clause of PICC. The insurance policy are enclosed for your reference.

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