And if Amazon or whatever stock you buy isn't trading at or above the strike price when the options expire, you'll still own the shares, but at a lower cost than if you had just bought them outright.

如果亚马逊或你买的其他任何股票到期的价格低于行权价，你将继续拥有这些股票，但你持有的价格将比你当初直接买进时的价格有所降低。

youdao

The distance between 20 cents and whatever you bought it, that's gone, and that's not insured.

NPR: Wall Street Woes: Who Gets A Bailout?

The philosophy behind it is that financial independence is more valuable than whatever toys you would have otherwise bought with that money.

FORBES: 7 Gifts for People Who Like Money