The head of the U. N. 's Environment Program says immediate and decisive action is needed to cut industrial carbon emissions and help vulnerable countries adapt to climate change.

联合国环境规划署的负责任说，必须立即采取果断行动减少工业碳排放量并且帮助弱势国家去适应环境变化。

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"These patients are very vulnerable to predatory lending, " says Charles W. Montieth, a Chapel Hill, N.

WSJ: In Vitro a Fertile Niche for Lenders