If you have a home loan with a variable-rate mortgage loan, that can be protected by buying out-of-the-money bond puts.

如果你有一个家贷款与可变利率抵押贷款，即可以得到保障所买出的-本清债券了。

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The basis of any mortgage, whether you opt for a fixed, variable or tracker rate, is how you intend to repay the loan.

BBC: Mortgages explained for first-time buyers