'the strategic relationship between Credit Suisse and Founder Group includes a proposed joint venture in A-share underwriting, corporate advisory, and research,' the memo reads.

《华尔街日报》记者见到的这份备忘录称，瑞信和方正之间的战略合作包括成立一家合资企业，从事A股承销、企业咨询及研究工作。

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'The [bond] market is clearly closed,' said Tim o 'hara, who heads credit underwriting at credit Suisse Group.

瑞士信贷集团(Credit Suisse Group)信贷承销业务负责人奥哈拉(Tim o ' Hara)说，债券市场显然已经关闭了。

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We must strengthen underwriting risks management for group personal comprehensive insurance in order to guarantee normal operation of life insurance companies.

内控机制不完善。为保证寿险公司的正常经营，必须加强团体人身综合保险承保风险管理建设。

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In many states, small group insurance has group health underwriting, so if the small group has a bad history of claims, the insurance can be very expensive.

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There is no health underwriting for the group.

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Talented employees want to work for companies that offer health plans: Buying health insurance on their own in the open market is usually far more expensive because UnitedHealth Group, Aetna and other big insurers prefer to spread their risks underwriting large groups.

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