If you plan to keep your friends, you must practise honesty, generosity and understanding.

如果你打算继续和你的朋友交往，你必须做到诚实、大方和善解人意。

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Understanding that helps you understand that governance is your friend and no SOA is complete until a governance plan is part of the design.

理解到这一点将有助于你理解治理是你的朋友，并且设计中缺乏治理计划的SOA将是不完整的。

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For this to happen, you must plan truthfully and avoid planning beyond the limits of your understanding.

要做到这点，您必须真实地规划，避免规划超出您能理解的范围。

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But understanding your plan -- such as knowing your deductible or any co-pays for which you're responsible -- will help you prepare for upcoming expenses.

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Companies design the plans and pick and choose among features, so you have to invest a little time in understanding how your plan works.

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The regulations cover a myriad of issues--from "guaranteed" coverage for all applicants (regardless of health condition) to pooling micro-businesses with individuals in order to reduce costs. (One caveat on "guaranteed" coverage: It comes at a price, and with few plan options.) Understanding these rules will help you navigate your policy options later on.

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