It represent in the modelsetupwith the linearcompletetransfer and the minimumrisk of loansportfolioas the targetfunction and theconstraint of earningyield risk value.
Cynics will sneer that American universities in developed countries such as Britain or France are either a wheeze allowing American students to transfer abroad to spend a year or two earning credits in cities more pleasant than, say, Peoria or are a way of allowing rich foreign students who fail to gain entry to their own national universities to gain a degree.