Normally regulators are not concerned with the pricing of internal transfers, but for Banks the cost of borrowing is inextricably tied to the riskiness of the loan.
正常情况下监管部门不会关注内部转移存款的定价,但对于银行来说,借钱的成本毫无疑问是与贷款的风险相关联的。
Many consumer loan rates, however, are pegged to Banks' prime rate.That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩,这优惠利率又是紧盯美联储的短期基准利率,这一利率持续接近于0。
This argument would make sense if compensation to loan officers were tied to the performance of the loans they made.
如果放贷人员的报酬与贷款绩效挂钩的话,这种论据才可能有道理。
应用推荐