If you lose your cell, the thief can text Hubbyfor a "forgotten" PIN and then use your bank card to clear out youraccount.

如果你丢了电话，小偷能发信息给你丈夫，问“忘记了”的个人识别码，然后用你的银行卡扫荡你的帐户。

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Popular mobile services include money transfers, allowing people without bank accounts to send money by text message.

热门手机服务包括转账，使人们无需银行账户就能用短信寄钱。

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Using a new solution from Clickatell, a mobile messaging service provider, consumers can be alerted to suspicious bank transactions via text message.

手机信息服务提供商Clickatell， 提供了一项新的解决方案，该服务会通过短信向消费者通知银行账号上的可疑交易。

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Nearly all of mobile bankers report taking an action after they received a low-balance text alert from their bank.

FORBES: Smart Phones Helping Consumers Manage Their Money

One way to avoid overdrawing your account is to sign up for e-mail or mobile text alerts from your bank to notify you of a low account balance.

FORBES: Banking

One-third of mobile banking users say they receive text message alerts from their bank, and a majority of this group receives alerts for a low balance.

FORBES: Smart Phones Helping Consumers Manage Their Money