Some big financial firms, such as Prudential, have closed their research arms.

许多大金融公司，比如保诚集团，已经关闭了他们的研究部门。

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Countries from Singapore to Israel have been adding, or tightening, prudential rules such as maximum loan-to-value ratios on mortgages.

新加坡、以色列等国已经在增加法规或进一步限定法规，例如在房地产上的最大贷款量。

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"This is taxing the federal courts, as we predicted, " says John Stoia, a member of the panel and attorney who has represented insurance policyholders in more than 40 cases against such companies as Prudential (nyse: PRU - news - people ), New York Life and Transamerica Life Insurance.

FORBES: Class-Action Law Gums Up Courts

Lord Turner says that the conventional institutions that we look to provide stability for the financial system and the economy - micro-prudential regulators such as the FSA or central banks like the Bank of England - don't have adequate tools for the task.

BBC: Bank lending 'should be controlled'

Several foreign insurance companies such as Sun Life, Zurich, Prudential, Principal and Standard Life are keen to manage Indian assets.

ECONOMIST: Paying dividends