Despite the reduction in contemplated "strategic defaults," the consumers that we track are not feeling great about their finances at the present time.

尽管设想“战略违约，”消费者认为我们跟踪的减少是不是感觉时间约在目前的财政状况很好。

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A study by researchers at Northwestern and the University of Chicago found that as many as one in four defaults may be strategic.

西北大学和芝加哥大学的研究人员在一项研究中发现，高达四分之一的违约案例可能属于策略性违约。

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Sharga chalks up the increase in strategic defaults (or at least the willingness to consider them) to two major factors: a new type of unemployed homeowner and a lack of trust in lending institutions.

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There are a growing number of strategic home defaults, deemed such when home buyers who can afford the mortgage payments choose to default because their homes are worth less than their mortgages Morgan Stanley estimates that 12% of defaults in February is from this category.

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During the Great Recession, 26% of existing defaults were strategic, a July 2009 National Bureau of Economic Research paper revealed, and people who knew others that defaulted were 82% likely to do the same.

FORBES: Avoid Foreclosure: Properly Handling An Underwater Mortgage