On the other hand, if the parents' savings have been depleted by stock-market fluctuations, a bigger loan may be a sensible course, since they are likely to recoup some of their losses over time.

而如果父母的存款因股市波动而缩水，那么申请高一点额度的贷款也许值得考虑，因为从长期来看，他们在股市的损失可能会随着大市走强而弥补回来。

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It is calculated based on the difference between the market value of the stock and the loan made by the lender.

保证金的计算取决于股票的市场价值和贷款的差异。

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The sub-prime mortgage loan crisis happened in US since last summer has maintained its effects on the US stock market, financial system, overall economic performance as well as the rest of the world.

美国股市自去年夏天以来一直保持着次级抵押贷款危机，整个金融体系的表现一直影响着世界其他地区。

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Malaysia and Korea wrecked their economies by allowing banks to increase loan portfolios even as the banks' own stock market values were sinking.

FORBES: Default-risk bookies

The partial nationalisation will be a controversial operation, because it will lead to huge losses for many thousands of Spanish investors, who bought shares in Bankia and provided it with loan capital when it was listed on the stock market last year.

BBC: Will Spain suffer an Irish bust?

The causes of 1990-91 and 2007-09 were similar: Real estate collapse, stock market turbulence, financial engineering turkeys come home to roost, loan failures, taxes going up, a Middle Eastern war, a spike in oil prices and everybody de-leveraging at once.

FORBES: Great Recession Did Not Have To Be Great