In addition, our banking and financial systems must be sound and healthy if we are to withstand external shocks or policy adjustments.

此外，我们的银行和金融体系亦必须稳妥健全，才可承受外来冲击或适应政策的修改。

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Over recent years, frequent operational risk events have caused huge loss of the commercial Banks around the world, and even affect the sound operation of the banking systems in some countries.

近年来，国际上频繁发生的操作风险事件使商业银行蒙受了巨额损失，甚至影响了一些国家银行体系的稳健运行。

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