Many people use personal assets as collateral for small business loans.
许多人用个人资产作抵押,办理小额商业贷款。
India's Banks are not huge fans of lending to small firms; they often demand onerous amounts of collateral or security on fixed assets, exactly the kinds of things start-ups cannot provide.
印度银行对小公司贷款并没有兴趣,银行通常要求各种抵押或固定资产担保,而这些这是公司在创业阶段无法提供的。
But Banks charge up to 20% in interest on small loans and sometimes demand 300% in collateral should they need to recoup capital in a fire sale.
但是银行将小额贷款的利息上调到20%,并且有时要求甩卖300%的抵押品来还贷款。
应用推荐