The members of MCF are mostly young single professionals and a few newlyweds that have small children or no children yet.

国语职青团契成员大多是单身在职青年，另外也有少数已婚无子女或子女尚年幼者。

youdao

IFS. One is simply that many non-savers, such as single parents and young couples with children, have low incomes and high outgoings, and therefore are in no position to save.

ECONOMIST: His next trick