Or if making that program actually work is hard, why should we believe that any program instituted as part of a mortgage-abuse settlement would work any better?

如果这项计划难以发挥作用，为什么我们要相信作为抵押贷款违规和解方案一部分的任何计划就能发挥更好的作用？

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Bank of America Corp. gained 1.4 percent after a report that it started settlement talks with mortgage investors.

美国银行股价上涨1.4%，有报道称美国银行在和抵押贷款投资者进行谈判。

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He said he had informed the official committee in charge of monitoring the mortgage settlement of his intention to sue.

BBC: Bank of America and Wells Fargo to be sued by New York

Exactly what the revised version of the settlement says is unclear but would come as little surprise if the mortgage reduction portion of the settlement has been drastically weakened or taken away all together.

FORBES: So Much For Tough Stance On Robo-Signing, States May Ease Foreclosure Settlement

The Office of the Comptroller of the Currency, the Federal Reserve and the Office of Thrift Supervision announced a separate settlement with 14 mortgage servicers including Bank of America, Citigoup, HSBC, JPMorgan Chase, MetLife Bank, PNC, U.S. Bank, and Wells Fargo that was little more than a slap on the wrist.

FORBES: Bank Of America Expands Mortgage Help Centers Across U.S.