But Sandy Baum, a senior policy analyst at the College Board, says that cancelling all student debt would be arbitrary and irrational.

大学理事会的高级政策分析师Sandy Baum表示，免除学生贷款根本是荒谬无理的。

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"Institutions that are already discounting for most students have a reasonable opportunity to cut their sticker prices without actually diminishing their net revenues, " said Sandy Baum, a senior fellow at George Washington University School of Education.

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Sandy Baum, an economist at Skidmore College whose research laid the groundwork for the proposed rules, said the department's regulations set the bar very low but the judge had created an impossible threshold because "there is no one right measure, " she said.

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"It doesn't help the long-term problem (of rising tuition) and the hope is this will buy time to think carefully about how to make sure that all students can get the federal loans that they need on good terms, " said Sandy Baum, an independent policy analyst for the College Board.

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