By being willing to take a risk on entrepreneurial sorts who lack any other way to start a business, microcredit may help reduce poverty in the long run, even if its short-run effects are negligible.

虽然短期影响微乎其微，但如果缺乏创业途径的人们愿意在商业上冒风险，这从长期来看可能有助于消除贫困。

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Those who regularly drive to work run a 70 percent greater risk compared with those who walk, bike, or take the bus to work.

那些自驾车上班的人们患心脏病的机会比步行、骑自行车、乘公交车上班者高出70%。

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