6 6 After the contract enters into force, the Designer may require termination or cancellation of the contract and the Designer should return the down payment in double.

6合同生效后，设计人要求终止或解除合同，设计人应双倍返还发包人已支付的定金。

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The real benefits of home ownership are any capital appreciation, plus the imputed rent, minus the effective cost of the mortgage and property taxes, other costs, and the return you could earn on your down payment elsewhere.

WSJ: Why Your Mortgage Won't Make You Rich