Banks don't want to underwrite residential mortgage loans.

银行不想承接住宅按揭贷款业务。

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The result shows this model provides important guidelines to banks management on residential mortgage loans credit risk rating evaluation.

住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。

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Residential mortgage-backed securities (RMBS), bundles of home loans that are spliced together and sold to investors, are being issued all the time in America.

一直以来，美国的住房抵押贷款支持证券(rmbs)都发行，这种证券就是把许多房屋贷款集合在一起打包出售给投资者。

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During the real estate boom Countrywide created hundreds of securitization trusts, selling certificates backed by residential mortgage loans.

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And trial lawyers even managed to insert language into the Dodd-Frank Act that bans them in residential mortgage loans.

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Bair says the outlook for residential mortgage loans continues to deteriorate: They "account for the largest share of the increase" in troubled loans.

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