This paper analyzes the regional polarization of loan extending through economic performance, macro and financial policies and banking management.

本文试图从经济运行、国家宏观与金融政策、银行微观管理三个层面分析信贷的区域性“两极分化”现象。

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Meantime, we have to admit and realize that regional economy has polarization. Especially, the gap of regional wage that represents income level grows wider gradually.

与此同时我们也要充分认识到地方经济两极分化同时存在，尤其代表收入水平的地区工资差距逐渐扩大。

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