When insurers compete for consumers, prices will fall and quality will improve.

保险业将产生自由竞争机制，价格才会下降，保险服务质量会更好。

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An investigation by Mr. Cuomo's office found that various doctor-rating systems currently used or planned by insurers are based primarily on the cost of care, not its quality.

库默先生办公室的工作人员经过调查，发现目前各保险公司正在使用或计划使用的各种各样的医生评估制度，主要依据医疗费用，而不是医疗质量。

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The project couldn't demonstrate anything because the payments went to 90% of insurers regardless of quality, but they did cancel out most of the 2012 cuts.

WSJ: Review & Outlook: About That 'Scalpel' . . .

One reason seniors like it is because private insurers focus on quality and preventive care and try to manage benefits, as opposed to simply paying bills.

WSJ: Baucus Bullies Humana Inc.

Additional functionality will allow tracking of on-road performance, providing an Experian-like score on driver quality which can be leveraged by insurers.

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