The term "borrower" as mentioned in theseMeasuresrefers to real estatedevelopers which have the status of a legal person andhave the qualification for real estatedevelopment.
With the rise of the mortgage lending industry and the proliferation of mortgage originating sales people, mortgage pre-qualification shifted from real estate agents to mortgage reps.
With the rise of the mortgage lending industry in the late 1990s and the dawn of the 21st century and the proliferation of mortgage originating sales people, mortgage pre-qualification shifted from real estate agents to mortgage reps.