Because of the lack of public risk-preventing organizations such as central bank or insurance company, the unlimited liability cash organization was an effective system to reduce financial risk.

而在缺少中央银行、存款保险公司等防范风险的公共机构的情况下，无限责任的钱业组织是一种降低金融风险的有效的制度安排。

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The operation of liability and the unique nature of bank operations, are closely linked with the public interest and attendant with risk.

银行负债经营的独特性质决定了银行经营与风险相伴而生，并与公众利益紧密相连。

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