Technically, a CD is a promissory note the issuing bank delivers to you.

专业的来讲，存款证是开证银行提供给您的期票。

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Purchase of a post-dated bill of exchange or promissory note by a Bank by means of deducting non-accrued interest in advance shall be called a discount.

银行对远期汇票或本票，以折扣方式预收利息而购入者，谓贴现。

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After reviewing my initial promissory note from Chase Bank, it has come to my attention that on the promissory note it states that the loans provided by the bank would not be sold to another provider unless the loans had come into default.

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