Insurance Actuarial theory is a analysis and forecast subject to all kinds risk of insurance industry by mathematics, probability statistics methods and finance models.
保险精算学是运用数学、概率统计学原理以及多种金融模型对保险业中各种风险因素进行分析预测的学科。
In general analysis, we always suppose that the risk of the insured's to be exogenous and the behaviors of the insured's don't change his risk (loss probability).
在一般的分析中，我们总是假定投保人的风险状况是外生的，投保人的行为不改变风险状况(损失概率)。
Theoretical analysis concludes that the enthusiasm of life insurance consumption increases with the individual's probability of death and the degree of risk aversion.
本文的理论分析表明，个体面对的死亡率的增加和个体的风险厌恶程度的增加都会提高消费者对寿险购买的积极性。
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