... 刑法就没有犯罪 nulla poena sine lege 有犯罪倾向青少年 pre-delinquent 有犯罪嫌疑, 涉嫌有罪 suspected of being guilty ...
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The portfolio at risk (percentage of borrowers 30 days delinquent on their loans) for the top 150 institutions has edged up from 1.2 percent pre-crisis to 2-3 percent now.
全球前150家金融机构处于风险中的贷款业务（还款拖欠30天的借款人所占比重）已从1.2％增加到目前的2-3％。
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