First, here are common pitfalls to avoid.

首先，这里有一些常见的陷阱要避免。

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Any pitfalls to avoid, in your view?

在你们看来，有哪些可以避免的隐患呢？

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You will see some of the pitfalls to avoid as well.

你会看到一些隐患，以避免为好。

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Pitfalls to Avoid: Having too much tax withheld means providing a no-interest loan to Uncle Sam.

FORBES: 8 Opportunities in Your Paycheck You May Be Missing

Pitfalls to Avoid: You may have to pay a tax plus a 10% penalty if you withdraw the money for something else.

FORBES: 8 Opportunities in Your Paycheck You May Be Missing

Just as important, we identified potential pitfalls to avoid.

WHITEHOUSE: Office of Science and Technology Policy Blog