You'll just end up in a pile of rising debts, if that were the case.

您刚刚结束了一堆债务上升，如果是这样。

youdao

Doorstep lending, or home credit as it is termed by the trade, is a counter-cyclical business: in a downturn, bad debts pile up, blackening credit histories.

ECONOMIST: New competition means doorstep lenders are in trouble

At worst, they could pile up Mr Mbeki's political debts for the future.

ECONOMIST: Who is Thabo Mbeki?

Yet thanks to the huge pile of debts they had run up in the era of cheap credit, Japanese companies could not afford to pay more.

ECONOMIST: Will Japan never learn?