And the directors of the development company would also have to be willing to destroy their personal credit records for it to default.

开发公司的董事也必须愿意为它的违约而承受个人信用记录上的损失。

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II. The Lender shall have a written authorization of both Borrower and Guarantor to inquire about their personal credit records and have personal credit information reports.

借款人和担保人应书面授权，同意贷款人查询其个人征信记录，并提供个人征信报告。

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Outstanding revolving credit (mostly credit cards and personal lines of credit) fell by $92 billion, or 10%, the largest such drop since records began in 1968.

大额循环信用（主要是信用卡及个人信贷最高限额）减少920亿，同比下降10%，这也是自1968年有数据来的最大跌幅。

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Members of the public are being warned to be more vigilant about discarding personal records, such as credit cards, bank statements and utility bills.

BBC: Bin raiding: The growing scourge

Typically, a credit report contains personal identifying information, a credit summary, account information, inquiries, collections and public records.

FORBES: Magazine Article

Those recommendations are said to include a focus on personal information and browsing records, as well as the collection of location-based data and credit card details.

BBC: Google privacy policy rethink demanded by EU